Forensic Engineering
Michael P. Howard brings over 30 years of combined construction and insurance claims experience to every assignment — delivering precise, well-supported estimates and credible appraisal opinions for residential and commercial property losses.
Areas of Expertise
Property Insurance Claims Adjusting
Catastrophe Claims
Insurance Appraisal
Wind & Hail Claims
Water Damage Claims
Residential Property Loss
Commercial Property Loss
Xactimate Estimating
NFIP / Flood Claims
Loss Consulting
Public Adjuster Appraisal Work
Construction Damage Assessment
Representative Matters & Deployments
Hurricane Ian Catastrophe Deployment
Deployed with TNT and Roberts Claims Group following Hurricane Ian landfall on 9/28/2022. Investigated coverage determinations, scoped losses, and closed 4–5 claims per day across impacted Florida communities.
Hurricane Ida Catastrophe Deployment
Deployed with Roberts Claims Group in the aftermath of Hurricane Ida. Conducted inspections, documented photographic evidence, and scoped residential and commercial losses.
Hurricane Laura & Hurricane Xeta Deployments
Consecutive catastrophe deployments for Roberts Claims Group following Hurricanes Laura and Xeta. Handled coverage investigations, loss scoping, and insured communications across affected regions.
Illinois Tornado of August 10, 2020
Deployed with Wardlaw and One Call Claims in response to the Illinois tornado event. Investigated property losses, captured evidence, and delivered timely claim closures.
Hurricane Ike — Ohio Deployment
Deployed to Ohio with Reid, Jones, McRorie & Williams to handle property claims in the wake of Hurricane Ike. Specialised in wind and water loss adjusting for residential and commercial properties.
Plaintiff-Side Appraisal Work for Florida Public Adjusting Firms
Conducted appraisal proceedings on behalf of Floridian Public Adjusting, Helping Neighbors Adjusting Inc., Nationwide Adjusters, and Exclusive Global Solutions. Reviewed appraisal demands, estimates of dispute, and prior losses; facilitated award agreements with opposing appraisers and agreed-upon umpires.
Frequently Asked Questions
Ready to Engage an Experienced Property Insurance Expert?
Michael P. Howard is available for appraisal assignments, loss consulting, and expert engagements. Contact him today to discuss your matter.